With pervasive poverty, poor healthcare financing and high maternal mortality, healthcare access presents a significant economic burden on slums and suburb residents who are mostly women with unstable and limited income, and for poor pregnant women. It is considered an expensive luxury , evidenced by the fact that less than 3% of Nigeria’s 200 million population have health insurance. In addition, Nigeria generates o34 million tons of waste yearly and about 20 billion PET bottles, causing poor sanitation, poor healthcare and affecting the environment. SOSO CARE as a fintech social enterprise aims to use recyclable garbage as a financial resource enabling millions of uninsured slum dwellers mostly pregnant women and kids to access micro health insurance.